CoreVest Finance
CoreVest is built for landlords who think in portfolios, not individual properties. Their core product is the blanket loan: one loan covering 5 to 50+ properties, with amounts up to $50M or more. Where most DSCR lenders evaluate one property at a time, CoreVest underwrites the portfolio as a whole, which means a strong property can offset a weak one. They use holistic review instead of a hard FICO cutoff. The trade-off is yield-maintenance prepayment (not step-down), which makes early payoff expensive. STR is only available for institutional borrowers with 5+ units and 12 months of operating history.
- Blanket/portfolio loans: 5-50+ properties in one loan
- Up to $50M+ loan amounts
- No hard FICO minimum (holistic underwriting)
- Foreign national program at 65% LTV (non-recourse)
- Yield-maintenance prepayment (not step-down)
Loan requirements
| Minimum DSCR | 1 (above median of 0.75) |
| Minimum FICO | Not disclosed |
| Max LTV (purchase) | 80% |
| Max LTV (cash-out) | 75% |
| Min loan amount | $75,000 |
| Max loan amount | $50,000,000 |
| Prepayment penalty | yield-maintenance |
| BRRRR seasoning | Not disclosed |
Programs and coverage
| Short-term rentals (STR) | Yes (income via 12mo actual) |
| Foreign nationals | Yes (15% LTV reduction) |
| State coverage | Nationwide |
| Channel | Direct to investor |
Best for
- Short-term rental (Airbnb/VRBO) investors
- Foreign national investors
- Large portfolio and high-value property investors
- Investors in low-cost Midwest and Southern markets
How CoreVest Finance compares
Across the 16 DSCR lenders in our database:
- DSCR floor of 1 is stricter than the median (0.75). You need a healthier cash-flowing property to qualify here.
- 80% max LTV is standard for the DSCR market. Most mainstream lenders cap at 80%.
- STR program available. 12 of 16 lenders in our dataset accept short-term rentals.
- Foreign national program available. 7 of 16 lenders in our dataset serve foreign nationals.
For a full side-by-side comparison, see the lender comparison matrix. Or use the DSCR loan qualifier to find which lenders match your specific deal.
Run your numbers
Before reaching out to CoreVest Finance, model your deal:
- DSCR Calculator to verify your property's debt service coverage ratio
- DSCR Loan Calculator to estimate monthly payments and qualification
- Airbnb/STR DSCR Calculator to model short-term rental income scenarios
- Cash-Out Refi Calculator to see how much equity you can pull out
Frequently asked questions
Is CoreVest Finance a good DSCR lender?
CoreVest Finance is a legitimate DSCR lender with terms last verified on 2026-06-11. Whether they are a good fit depends on your specific deal. Their 1 DSCR floor is stricter than the market median of 0.75. Compare their terms against 2-3 other lenders before committing.
What is the minimum credit score for CoreVest Finance?
CoreVest Finance does not publicly disclose a minimum FICO requirement. Contact them directly for qualification criteria.
Does CoreVest Finance do short-term rental loans?
Yes, CoreVest Finance offers DSCR loans for short-term rentals (Airbnb, VRBO). They verify STR income using 12mo actual. STR programs typically come with slightly lower max LTV and potentially higher DSCR requirements compared to long-term rental programs.
Does CoreVest Finance work with foreign national investors?
Yes, CoreVest Finance has a foreign national program. Expect a 15% LTV reduction compared to US citizen borrowers.
What states does CoreVest Finance lend in?
CoreVest Finance's coverage: Nationwide. DSCR lender state coverage changes over time based on licensing and regulatory requirements. Always confirm your state is covered before starting an application.
What is the prepayment penalty at CoreVest Finance?
CoreVest Finance's prepayment penalty structure is: yield-maintenance. Compare this against other lenders if you might exit within the penalty period.